{"id":48297,"date":"2022-01-11T20:11:35","date_gmt":"2022-01-11T23:11:35","guid":{"rendered":"https:\/\/portalmovil.com.ar\/?p=48297"},"modified":"2022-01-11T20:11:37","modified_gmt":"2022-01-11T23:11:37","slug":"las-compras-con-tarjetas-de-creditos-saldran-mas-caro","status":"publish","type":"post","link":"https:\/\/portalmovil.com.ar\/index.php\/2022\/01\/11\/las-compras-con-tarjetas-de-creditos-saldran-mas-caro\/","title":{"rendered":"Las compras con tarjetas de cr\u00e9ditos saldr\u00e1n mas caro"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Desde el 6 de enero pasado, el Banco Central aument\u00f3 el tope de la tasa nominal anual (TNA), el cual pas\u00f3 del 43% al 49%, es decir, 6 puntos porcentuales.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>La suba de tasas de inter\u00e9s anunciada por el&nbsp;<a href=\"https:\/\/datachaco.com\/contenido\/132527\/el-banco-central-sube-las-tasas-de-los-plazos-fijos-al-39\">Banco Central de la Rep\u00fablica Argentina (BCRA)<\/a>&nbsp;tendr\u00e1 impacto en el costo de financiarse a trav\u00e9s de las tarjetas de cr\u00e9dito. Es que el tope de la tasa nominal anual (TNA) pas\u00f3 del 43% a 49% -6 puntos porcentuales- desde el pasado 6 de enero.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mediante la Comunicaci\u00f3n A7432,<strong>&nbsp;el BCRA decidi\u00f3 \u00absustituir, con vigencia a partir del ciclo de facturaci\u00f3n correspondiente a enero de 2022, al 49% nominal anual el l\u00edmite al inter\u00e9s compensatorio para financiaciones vinculadas a tarjetas de cr\u00e9dito que pueden aplicar las entidades financieras\u00bb.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Como 49% es el m\u00e1ximo de TNA que pueden aplicar las entidades financieras, queda en \u00e9stas si aplican un inter\u00e9s menor a sus clientes.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La semana pasada, el Banco Central subi\u00f3 los tipos de inter\u00e9s para las Leliq y los plazos fijos, lo que tambi\u00e9n oblig\u00f3 a mover la TNA de las tarjetas de cr\u00e9dito.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Uno de los motivos por los cuales el Banco Central fue reticente a subir la tasa de inter\u00e9s a lo largo de todo el 2021 es que no quer\u00eda afectar el costo del dinero y, por ende, la actividad econ\u00f3mica.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Desde el 6 de enero pasado, el Banco Central aument\u00f3 el tope de la tasa nominal anual (TNA), el cual pas\u00f3 del 43% al 49%, es decir, 6 puntos porcentuales. La suba de tasas de inter\u00e9s anunciada por el&nbsp;Banco Central de la Rep\u00fablica Argentina (BCRA)&nbsp;tendr\u00e1 impacto en el costo de financiarse a trav\u00e9s de las &hellip;<\/p>\n","protected":false},"author":2,"featured_media":48298,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[639,175],"tags":[],"class_list":["post-48297","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-argentina","category-economia"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"amp_enabled":true,"jetpack_featured_media_url":"https:\/\/portalmovil.com.ar\/wp-content\/uploads\/2022\/01\/5ff76a063834e.jpg","_links":{"self":[{"href":"https:\/\/portalmovil.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/48297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portalmovil.com.ar\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portalmovil.com.ar\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portalmovil.com.ar\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/portalmovil.com.ar\/index.php\/wp-json\/wp\/v2\/comments?post=48297"}],"version-history":[{"count":1,"href":"https:\/\/portalmovil.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/48297\/revisions"}],"predecessor-version":[{"id":48299,"href":"https:\/\/portalmovil.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/48297\/revisions\/48299"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portalmovil.com.ar\/index.php\/wp-json\/wp\/v2\/media\/48298"}],"wp:attachment":[{"href":"https:\/\/portalmovil.com.ar\/index.php\/wp-json\/wp\/v2\/media?parent=48297"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portalmovil.com.ar\/index.php\/wp-json\/wp\/v2\/categories?post=48297"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portalmovil.com.ar\/index.php\/wp-json\/wp\/v2\/tags?post=48297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}